4140 Statewide Health Planning, Development
Program Descriptions


The Cal-Mortgage Program is modeled after federal home mortgage insurance programs, and insures loans to public and non-profit health care facilities for construction, renovation, and expansion projects. The Program facilitates access to private capital at no cost to taxpayers and has helped health care providers enhance the delivery of health care throughout California since 1972.

The Program underwrites loans, makes insurance recommendations to the Advisory Loan Insurance Committee, monitors the Cal-Mortgage insured loan portfolio, and administers the Health Facility Construction Loan Insurance Fund. The Program also administers loan payback provisions of Fire Protection Loans and the Eminent Domain Certificate Program for health facilities.