2260 California Housing Finance Agency
Program Descriptions


The objective of the Mortgage Insurance Services Division is to encourage the preservation of existing housing and improve new housing opportunities by offering mortgage insurance products to homebuyers who might not qualify for traditional lending programs. The program provides primary mortgage insurance at favorable rates by working with participating lenders, government agencies, government-sponsored enterprises, and the secondary mortgage market to develop and offer innovative homebuyer lending and mortgage insurance programs. The Mortgage Insurance Services, however, is not writing new policies at this time, but it is administering existing policies, managing premium revenue from those policies and administering claims.